DH and I have been talking about money, budget, and goals the past few weeks......usually we do this in the car on our trips to see family friends. I think we've decided on a few things:
Usually instead of big bday gifts we go on one 3 or 4 day trip to a new city we haven't visited together or may have gone for work but didn't sightsee. However this year we have specific things we want to do and pay cash for our new goals.
Try to cut our pointless spending and fun spending to live on 1 salary and bank the other.
Attend best friends Jamaica wedding in May(instead of bday trip, 4 days 3 nights 2 are travel days).
Pay off more of our 1 car payment by making additional payments
Do more rebates, surveys, and swagbucks towards gifts. Stick to the gift budget for all holidays/events.
Cook/Grill at home more
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Love your goals. It's nice to see that you get it at your young ages.
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